Munish Sharda, is the Group Executive & Head – Retail Assets & Bharat Banking of Axis Bank Limited. In his current role, he is responsible for driving business growth of retail assets, & commercial banking of the bank across the country, and as head of Bharat Banking he is driving the entire product offerings of the Bank, including MFI, Retail, MSME, Wholesale, Retail deposits, and financial inclusion initiatives in the rural and semi urban markets. He is also the Chairman of A.TReDS Limited (Axis Bank’s subsidiary), and a trustee at Axis Bank Foundation.

He has worked for over 25 years in banking and financial services sector across product categories in all the major markets of the country. He brings in rich leadership experience in scaling businesses, leveraging digital & technology to drive business outcomes, building people capabilities, and enhancing customer experience.

Munish started his financial services career with Citibank India where he worked across geographies, products and businesses for over a decade. Prior to joining Axis Bank, Munish was the Managing Director & CEO of Future Generali India Life Insurance Company Limited for over seven years where he led transformation, growth and scaled up the business with improved profitability. He has also worked in the consumer goods industry with Blow Plast Limited and with engineering major Larsen & Toubro Limited.

Munish holds a bachelor’s degree in mechanical engineering from Punjab Engineering College and has completed his post graduate diploma in Management from IIM Lucknow. He also holds a Certification in ESG Investing by CFA Institute, USA.